Veritas Aegis Financial
Protecting ownership transitions with precision
Our Signature Approach: The AEGIS Business Succession Method℠
We help closely held business owners identify succession risk, establish a clear plan, implement funding, and sustain the structure over time.
Step 1: Assess
We begin by reviewing the current state of the business, including ownership structure, buy-sell agreements, valuation assumptions, and funding arrangements. This step reveals where the plan is outdated, unfunded, or misaligned with the business’s current value and ownership structure.
Step 2: Establish
We define the right succession framework by coordinating the legal, tax, and planning elements needed to support a real transition. That includes identifying trigger events, ownership transfer methods, and the right advisory team around the owner.
Step 3: Guarantee
We implement the funding solution so the plan can actually work when needed. Depending on the business, this may include life insurance, disability buyout coverage, or key person protection aligned to the buy-sell structure.
Step 4: Integrate
We align the succession plan with the owner’s broader financial picture, including estate planning, retirement goals, family wealth transfer, and business continuity.
Step 5: Sustain
We review and update the plan as the business changes. Ownership shifts, business value grows, and agreements must stay current to remain effective.
Our Core Expertise
We specialize in helping closely held business owners protect ownership transitions through business succession risk analysis, buy-sell agreement review, and funding implementation. Our work brings clarity to ownership structure, value, and continuity so the plan is ready when it matters.
Our Services:
The AEGIS Business Succession Method℠
We evaluate ownership structure, buy-sell agreements, valuation assumptions, funding gaps, trigger events, and advisor coordination to determine whether the current plan is actually ready to work
01 | Business Succession Risk Analysis
We review existing buy-sell agreements to identify outdated provisions, misaligned valuation language, funding weaknesses, and legal or tax coordination issues that could create problems during a transition.
02 | Buy-Sell Agreement Review
We design and implement the appropriate funding strategy for the succession plan, which may include life insurance, disability buyout coverage, or key person protection depending on the business structure and need.
03 | Funding Implementation
We revisit the plan regularly to make sure ownership, value, funding, and agreement language remain aligned as the business grows and changes.
04 | Annual Succession Review
We coordinate with the client’s attorney, CPA, and other advisors to ensure the succession plan is legally sound, tax-aware, and operationally practical.
05 | Advisor Coordination
We help owners build a practical continuity plan around ownership transitions, reducing uncertainty and protecting long-term business value.
06 | Business Continuity Strategy
The Impact We Make
Johanna Mirpuri is the visionary Owner of Veritas Aegis Financial, where she translates her decades of brand-building expertise into foundational financial protection.
Johanna Mirpuri is the Owner of Veritas Aegis Financial, where she helps closely held business owners protect ownership transitions through business succession risk analysis and funded buy-sell planning.
Her work is centered on clarity, structure, and long-term continuity for businesses that cannot afford uncertainty.
Johanna brings a disciplined, advisory-driven approach to helping business owners identify risk, align succession planning, and prepare for transitions with confidence. She does not just provide insurance — she helps create a practical strategy that protects ownership, supports continuity, and preserves enterprise value.
